Do Payoneer Cards Still Work with BDO ATM Machines?
I had been able to get my second Payoneer card several months ago (I think last May or June) and I got that activated just before my first Payoneer card expired last August 2009. I got my Payoneer card free through oDesk.
The new card’s physical appearance is no different from the old one. It’s still the sleek shiny and black that looks better than most local debit and credit cards I’ve seen here in the Philippines. Once more, I get to use the card for three years before I get to contact Payoneer again for a replacement card.
I went through the instructions of reactivating the card several days after I received it through snail mail. I contacted Payoneer’s live support to activate that new card and disable to old one. I remember chatting to the support for about 15 minutes just to perform this one. My virtual bank account too, was transferred from my old card to the new one.
Ideally, this card should work with any ATM machines and credit card terminals that bear the Mastercard logo.
I was excited in using this card, only to notice later that they won’t work with Banco de Oro ATM machines anymore. I always get an error message from any of their ATM machines. I’m not sure if they don’t work with BDO Mastercard credit card terminals but I sometimes notice that my card is declined, even if my card has funds loaded in it.
I have no problems withdrawing funds from Metrobank and BPI ATM machines. But I would still love to have my Payoneer card work well with BDO ATMs because these are more accessible to me. Metrobank and BPI ATMs aren’t safe places to withdraw funds here in Baguio.
I keep on wondering if I am not the only Payoneer card holder experiencing problems with BDO ATMs. Right now, the only solution I can think of is to contact both Payoneer and BDO for this concern.
If you had encountered the same problem, suggest on what’s the best way to deal with this or even provide possible explanation why my card doesn’t work with a specific bank ATM, let me know through the comments.
Rom
October 28th, 2009 at 4:21 pm #
Hi,
I am also experiencing your problem, It seems that BDO banks don’t accept our Payoneer Debit cards. I do think this happens in this new batch/series of this cards. I got mine last August this year. I also had a bad experience with BDO with regarding to my EON Card. Withdrawal fee on their ATM cost Php. 500 while other bank just had a withdrawal fee of Php. 12. So big differences. Beware.
PS. I love your site and this site also is the one that encourage me to do freelancing even in just a part time basis hope that I can be a full time freelancer in the future.
Best regards,
Rom
cor
October 28th, 2009 at 6:56 pm #
thanks for the info gem. later i will be asking your expertise on this and that. pinag-aaralan ko pa ngayon lahat. kaso my work is taking too much of my time from the net kasi i need to read too before i come to class. that is why i look forward to weekends when i have all the time browsing and learning.
thanks a lot for the files too.
Alma
October 29th, 2009 at 7:47 pm #
Hi Gem! I have withdrawn my odesk pay from BDO last week using the Payoneer card. I will be watching this post closely, because I use BDO to withdraw from my account every payday. I also use BPI, but I use BDO more.
Heather Kephart
October 29th, 2009 at 11:22 pm #
Oh, sounds like a pain! So glad it worked out for you. That card didn’t know who she was messing with.
Kristine
October 30th, 2009 at 5:04 pm #
Ate Gem, did you have to pay for the $10 activation fee for your new Payoneer card? I have mine BUT haven’t activated it yet. Used my UnionBank debit card to fund it, but it didn’t allow me *_*
Gem
November 3rd, 2009 at 3:55 pm #
No, I was one of the lucky ones who did not pay the $10 activation fee. I was lucky simply because I happened to get the card during the time Paypal waived their activation fee.
No, you can’t use any bank account, ATM or even credit card to fund your Payoneer. You can easily fund that through oDesk, or any other online site that can pay through Payoneer (provided that you had linked up your Payoneer card to these sites).
ace
November 8th, 2009 at 9:09 am #
Hi Gem. Very helpful blogs. *wink*
I have a question though, sorry I just got confused, I’m new on these payoneer, eon, paypal thing.=)After ko po bang maverify ang PayPal account using Payoneer, where can I withdraw my PayPal funds? Can I still use my EON, even hindi ito ang ginamit kong pang-verify ng PayPal account? Thanks in advance!
jeff
November 18th, 2009 at 11:37 am #
I think BDO only withdraws funds 5k below. I tried withdrawing 10k or more in one of their atms but it always rejects my card. BPI was the most friendly atm machine I have used so far. After I have activated my EON card, I only use my payoneer card to shop and buy groceries.. “dun lang sya walang fee eh ” :p and besides sayang ung funds mo kung lagi kang magbabayad ng 1-3usd a month.. EOn only charge 350Php annually.
Clarisse
November 23rd, 2009 at 5:00 pm #
Hi,
Clarisse here *again*. I always visit your blog, but it’s only the second time I’m leaving a comment on your post (the first was when I was still a newbie). Thanks for your advice.
About this issue with the BDO ATM machines,you’re not alone. I am also experiencing the same, and I am very unhappy about it…huhuhu..I am not sure why, but Metrobank and BPI charges 100php per transaction (including balance inquiry).
I wish I’ll be able to withdraw using BDO again!
Keep it up. You’re an inspiration!
Happy Freelancing,
Clarisse
Christos D.
November 30th, 2009 at 2:22 pm #
Just passin' through…
You can load Payoneer using a valid Credit Card.
https://load.payoneer.com/LoadToPage.aspx
Gem
December 5th, 2009 at 10:48 pm #
Balance inquiry on both Metrobank and BPI ATM are still free for me (I’m a regular user on both banks these days). But I get charged around P100 for every ATM withdrawal.
And, thanks. Happy freelancing too!
michael
November 15th, 2010 at 9:22 pm #
i got payoneer ” CHOICE BANK LIMITED ” but i dont know wer can i withdraw safety and what bank can use cheaper to check my balance and withdraw
drew
November 21st, 2010 at 7:28 pm #
using internation prepaid cards always theres a charges if u witdraw fund hare in the phillippines it depends what bank u withdraw mostly it raised to 100-200 pesos per transaction and some other charges in ur card cz before i used epassporte i got lot of charges atm charge fee per transaction + hidden charges from epassporte……. better to transfered ur fun to from ur internation payout provider to local bank u can link ur local card so u will not those fucking charges
drew
November 21st, 2010 at 7:30 pm #
using internation prepaid cards always theres a charges if u witdraw fund hare in the phillippines it depends what bank u withdraw mostly it raised to 100-200 pesos per transaction and some other charges in ur card cz before i used epassporte i got lot of charges atm charge fee per transaction + hidden charges from epassporte……. better to transfered ur fund to from ur international payout provider to ur local bank u can link ur local card so u will not get those fucking charges…..
Carol
December 22nd, 2010 at 12:05 pm #
Hi,
Your blog has been very helpful to me since I’m a newbie at Odesk. Just want to share how frustrated I was when I first loaded my payoneer card. I opted for immediate loading that says I will be charged by $2.50 then the funds will be available within 2 hours. To my surprise the total amount deducted to me was $16.47 including one time charges for loading.
Then I tried to withdraw at Metrobank ATM machine,I first inquired my balance then proceeded to withdraw. A message prompted that a P200.00 will be charged by MBTC aside from the charges that Payoneer will deduct. I cancelled that transactions and decided not to withdraw anymore.
From loading my card to trying to withdraw from Metrobank I incurred a total bank charges of $24.43. Nakapang-hihinayang..that’s around 1k na rin.
I have not withdraw my earnings wait…but probably will try BPI later.
Thanks for the information that you always share…sana nde ka magsasawa.
Best regards,
Carol
kevin
December 30th, 2010 at 2:11 pm #
Hello, Pwde ba sa pnb mag withdraw ng payoneer? Ive tried kaso 200 ung withdrawal fee. So try ko nlng mag balance inquiry. To my surprice, ung lumabas sa receipt is ERROR. Help me guys, Also, suggest kayo ng atms an mura ung fee. Yhanks. Happy New Year. Need ur reply asap
Jed La Rosa aka Web Developer
January 18th, 2011 at 7:12 am #
hi guys! I’m an oDesk member, who else experiencing here about the payoneer card? darn it! 200 pesos nga tlga ang fee per withdrawal sa BDO, OMG! is there anyone suggest where can i withdraw my money with a minumum withdrawal fee? aside from that, what is the best time i can withdraw my money in payoneer? coz, everytime i used my payoneer card in the morning, i dont recieve my money, even receipts too! please help!
Kristine
January 18th, 2011 at 3:17 pm #
I think the best way to withdraw from oDesk is Paypal or Moneybookers, then withdraw your money using your Unionbank EON card.
Paypal – 3 days processing fee, fee from withdrawing below 7,000 = P50 then P12 withdrawal fee from any ATM. Total = P62 pesos
Moneybookers – takes a week to transfer from MB to your EON account, but they don’t outrightly convert your money to peso, so when it enters your EON account, Unionbank would be the one to use their exchange rate.
Withdrawal fee from MB – 1.80EUR (around 108 pesos), then the withdrawal fee from any ATM – P12. Total = P120
elattar
January 22nd, 2011 at 2:21 pm #
i have money in Alertpay but i have no Bank account any where , is it possible to do this transaction to payoneer card and withdraw from Atm ?