Receiving My Payoneer Card
LAST UPDATED: October 24, 2009
oDesk-issued Payoneer cards are still shipped out free. The activation fee comes in when the card is first loaded. Please visit Payoneer to see their latest card charges and fees.
I learned about oDesk around October 2007. I had signed up with this freelance site but I had not decided to bid on jobs right away. I was too busy working at a full time job which required me to spend lots of overtime work. However, I decided to apply for an oDesk Mastercard after I had signed up. After more than a month, the oDesk Mastercard came in through snail mail – FREE!
For a while I was impressed at the sleek black look of this card. I think this card beats the appearance and quality of most ATM/debit cards that issued locally in the Philippines.

The oDesk Mastercard comes with some documents contained instructions and fees that helped me activate the card online. I’ve learned that the oDesk Mastercard is simply one of the payout methods that oDesk uses to pay its freelancers. This card is powered by Payoneer, which also offers payouts solutions to some sites like Elance, ReviewMe, iStockPhoto, MetaCafe and other online sites that opt to remit payments through this payment method. Some of sites offer Payoneer card to only paid members, such as those providers working for Elance; while others give out the card for without requiring paid membership upgrade – just like what I had experienced in oDesk.
Think of Payoneer simply as another payment method available to receive online earnings – an alternative to Paypal payouts, if an online site offers this alternative payment method.
You can learn more about Payoneer through their FAQ page. It provides answers to those questions on how to activate the card, how to get funds loaded, how to manage the account and how to use the card.
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thanks gem. this topics you had discussed helped me a lot. God Bless!!!
Wow…wala po bang bayad magpagawa ng Payoneer (Odesk) card? Ayos ah!
Hello Sheryl!
Di rin ako makapaniwala walang bayad ang oDesk Debit Mastercard!
Fees come in AFTER you get the card loaded with funds though.
got my payoneer card today! yey!
your blogposts are very helpful…
thanks a lot…
Hi Gem!
I’m still an oDesk newbie, but after reading your posts in the community forum and seeing you in this blog, I’m already a big fan of yours.
)
I haven’t received my Payoneer card yet, although it’s only been over 2 weeks since my application for the card was approved. Question: (1) How do you “activate” the card for use? (2) Isn’t a PIN also required for the Mastercard ATM withdrawals? Does the card already have a pre-assigned PIN that the card owner can change?
Thanks for any inputs, and more power! I hope that I can achieve at least half the success that you’ve had (and continue to enjoy) as a freelancer.
Hi Arch! Sorry for the late reply. I was knocked offline for more than a week so I had no internet access. I hope you got the Payoneer card together with the answers to this, but anyway I’ll still answer it.
The activation instructions for your Payoneer card will be provided in the documentation provided when you receive your card through snail mail. Together with that activation, you will also be required to activate your PIN.
I had activated mine several months ago, and the instructions might be different this time.
Thanks for asking. Happy freelancing and enjoy the holidays.
haven’t received my payoneer card yet.January 24 nung na pprove yung card ko, so atmost mga 1 month po ba? at most na po ba yun? kala ko 10 days lng, w/in US pla un. Di ko parin kc nakukuha ung eon card ko. But my mom called the bank and they told her andun na yung card. mas madali po ba pag payoneer gagamitin sa pag verify ng paypal?
hello po..:) na-aproved yung odesk card ko last Dec.23, 2008.. And until now, di pa dumadating, 2 months na.. waahh.. nagrequest na ko ng isa pang odesk card sa payoneer.. and pag march 20 daw hindi pa dumadating yung second card na yun, kontakin ko daw ulit sila.. waahh.. sana naman dumating na yung 1st card.. at baka maging 3 pendng cards na..
anyways.. gusto ko po sana magreg ng account sa Unionbank.. magkano po kaya yung minimum na ideposit para sa new account.. and ano po yung mga requirements…? dba kelangan muna may Unionbank account before mag-apply ng Eon card..? waah… magkano po kaya lahat ng babayaran sa pag-open ng account sa unionbank and pati na rin po sa pag-aaply ng Eon..
sorry dame tanong.. salamat po ate gem..:)
Hi aicee, grabe naman di pa dumating yung card. Anyway, yung questions mo sa Unionbank, masasagot na siguro dito sa page na ito Getting paid, under sa Paypal at oDesk withdrawal method.
nakuha ko na oDesk card ko.. wee.. nagkaron pa ng problem.. pero naayos na din.. kanina nakapag-wthdraw na rin ako.. sarap hawakan unang sweldo.. wee..! thanks..
ate gem.. post ako dito minsan, paturo ako kung paano yung sa paypal ha..? heheh.. thank you po..:) wee!
ganu ba talaga katagal bago dumating yung card? when you said, “after more than a month” mga one month and a half?
mine was approved mga jan.28 tapos wala pa din…
If I remember it right mga ganun ata katagal ang paghihintay ko. Anyway, I hope nakuha mo na…
I registered with plimus and got the payoneer card for free. Can i use it to verify my paypal for it. Thanks
ano mas sulit? odesk mastercard o paypal?
This post should answer your question
^pareho kami ng question..hehe tsaka pag nakuha ko na ung odesk card ko, paturo ulit ha? thanks, very useful talaga site mo..
tsaka tanung ko na rin kung anu yung id number na hinihingi pag nagapply ng odesk card.. ang available valid ko for now is the school id lang..
Marami na ang write ups about Payoneer – I hope my articles are already helpful: please visit this link >>> http://www.theladyprogrammer.com/one-stop-odesk-corner/
Came across your site through the oDesk forum. I’m a newbie and had the chance to be interviewed once. Unfortunately I never got contacted again, but I’m seeing that the post is still open. Sorry, off topic.
Anyway, like the others, I have been waiting for my oDesk card. Just recently, payoneer has been sending me an automated message noting that my card has not yet been activated. I have several questions on the debit card.
First, when you received the card, did you have to go to the central post office to claim it? or was it handed to you by the postman in an envelope? Last week, I received a slip from the postman with a note to proceed to a particular window# at the QC Central Post Office. I have a feeling that’s my oDesk card already. But I was expecting that the card will be delivered to me in person. Going to the central post office is a hassle.
Second, am I really expected to activate the card immediately? From my understanding, the account should be funded because there’s an activation fee. I don’t have a job from oDesk yet, so I can’t have it funded. Will I still be able to activate my card months later? Or will be required to apply for a new card if I don’t activate the soon to be received card?
I guess that’s about it for now. I’m all confused with all these. Thanks in advance!
Hey alwin! I’m not hired yet on oDesk either but my oDesk Payoneer MasterCard is already with me now. I received the card’s approval after 6 days of confirming it. Then I received it more than 6 days after. Mister post man brought it at our gate, literally. Only I wasn’t the one who received but it arrived earlier than I expected. Then after a week I activated it on Payoneer website, no charges whatsoever. Now I’m looking forward to verifying my PayPal account with this card but the process will include some charges. I guess that’s where the spending will start. Yeah the activation fee also confuses me and it’s scary.
Thanks for the reply Mich. I have decided to deactivate my payoneer account. After successfully verifying my Smart Money account with PayPal, I linked PayPal with my oDesk account. All I need now is to get hired.
hai where can i find my payoneer pin? whats the default pin?
I got my PIN number through email, then changed the PIN in my account at Payoneer’s website.
Can I ask? i have this limexchange payoneer card, i already activate this 1 year ago. The problem is Im n0t using this since the day it was send to me,because I already gave up bidding in limexchange. Now I want to used this for pers0nal use, since the expirati0n date will be on 12/10 pa naman, so how can I reload this here in the philippines? And what bank? Its not working in bpi atm machine. How will I know that this is still working and n0t yet expired? I want to load this,because I want to get this verified with paypal instead of magpa sign up pa aq sa eon uni0n bank.. Is that possible? Pls. I need some advice fr0m you thanks.
lady programmer, how to send money from paypal to payoneer? they are talking about the US virtual account. how to avail of that? please give me step by step guide on how to send money from paypal to payoneer. thanks
As soon as I got time, I’ll try to come up with a tutorial for that (I have a handful of blogs to update plus freelance jobs to work on). I realized I mentioned a post that Paypal to Payoneer transfers is already possible but I didn’t wrote a tutorial for that yet. Thanks for telling me.