Receiving My Payoneer Card

Feb 14, 2008

LAST UPDATED: October 24, 2009

oDesk-issued Payoneer cards are still shipped out free. The activation fee comes in when the card is first loaded. Please visit Payoneer to see their latest card charges and fees.

I learned about oDesk around October 2007. I had signed up with this freelance site but I had not decided to bid on jobs right away. I was too busy working at a full time job which required me to spend lots of overtime work. However, I decided to apply for an oDesk Mastercard after I had signed up. After more than a month, the oDesk Mastercard came in through snail mail – FREE!

For a while I was impressed at the sleek black look of this card. I think this card beats the appearance and quality of most ATM/debit cards that issued locally in the Philippines.

my Payoneer card

The oDesk Mastercard comes with some documents contained instructions and fees that helped me activate the card online. I’ve learned that the oDesk Mastercard is simply one of the payout methods that oDesk uses to pay its freelancers. This card is powered by Payoneer, which also offers payouts solutions to some sites like Elance, ReviewMe, iStockPhoto, MetaCafe and other online sites that opt to remit payments through this payment method. Some of sites offer Payoneer card to only paid members, such as those providers working for Elance; while others give out the card for without requiring paid membership upgrade – just like what I had experienced in oDesk.

Think of Payoneer simply as another payment method available to receive online earnings – an alternative to Paypal payouts, if an online site offers this alternative payment method.

You can learn more about Payoneer through their FAQ page. It provides answers to those questions on how to activate the card, how to get funds loaded, how to manage the account and how to use the card.

Click this link to start joining oDesk

Click this link to sign up with Paypal

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28 Responses so far | Have Your Say!

  1. Anonymous
    August 11th, 2008 at 12:44 am #

    thanks gem. this topics you had discussed helped me a lot. God Bless!!!

  2. Sheryl
    September 1st, 2008 at 4:17 am #

    Wow…wala po bang bayad magpagawa ng Payoneer (Odesk) card? Ayos ah!

  3. Gem
    September 1st, 2008 at 7:25 am #

    Hello Sheryl!

    Di rin ako makapaniwala walang bayad ang oDesk Debit Mastercard!

    Fees come in AFTER you get the card loaded with funds though.

  4. dyann
    November 15th, 2008 at 12:53 pm #

    got my payoneer card today! yey!

    your blogposts are very helpful…
    thanks a lot…

  5. Arch
    December 25th, 2008 at 11:04 pm #

    Hi Gem!

    I’m still an oDesk newbie, but after reading your posts in the community forum and seeing you in this blog, I’m already a big fan of yours. :) )

    I haven’t received my Payoneer card yet, although it’s only been over 2 weeks since my application for the card was approved. Question: (1) How do you “activate” the card for use? (2) Isn’t a PIN also required for the Mastercard ATM withdrawals? Does the card already have a pre-assigned PIN that the card owner can change?

    Thanks for any inputs, and more power! I hope that I can achieve at least half the success that you’ve had (and continue to enjoy) as a freelancer. :)

  6. Gem
    December 28th, 2008 at 3:23 pm #

    Hi Arch! Sorry for the late reply. I was knocked offline for more than a week so I had no internet access. I hope you got the Payoneer card together with the answers to this, but anyway I’ll still answer it.

    The activation instructions for your Payoneer card will be provided in the documentation provided when you receive your card through snail mail. Together with that activation, you will also be required to activate your PIN.

    I had activated mine several months ago, and the instructions might be different this time.

    Thanks for asking. Happy freelancing and enjoy the holidays.

  7. yash
    February 11th, 2009 at 9:40 pm #

    haven’t received my payoneer card yet.January 24 nung na pprove yung card ko, so atmost mga 1 month po ba? at most na po ba yun? kala ko 10 days lng, w/in US pla un. Di ko parin kc nakukuha ung eon card ko. But my mom called the bank and they told her andun na yung card. mas madali po ba pag payoneer gagamitin sa pag verify ng paypal?

  8. aicee
    February 28th, 2009 at 2:10 pm #

    hello po..:) na-aproved yung odesk card ko last Dec.23, 2008.. And until now, di pa dumadating, 2 months na.. waahh.. nagrequest na ko ng isa pang odesk card sa payoneer.. and pag march 20 daw hindi pa dumadating yung second card na yun, kontakin ko daw ulit sila.. waahh.. sana naman dumating na yung 1st card.. at baka maging 3 pendng cards na.. :(

    anyways.. gusto ko po sana magreg ng account sa Unionbank.. magkano po kaya yung minimum na ideposit para sa new account.. and ano po yung mga requirements…? dba kelangan muna may Unionbank account before mag-apply ng Eon card..? waah… magkano po kaya lahat ng babayaran sa pag-open ng account sa unionbank and pati na rin po sa pag-aaply ng Eon..

    sorry dame tanong.. salamat po ate gem..:)

  9. Gem
    March 2nd, 2009 at 12:42 am #

    Hi aicee, grabe naman di pa dumating yung card. Anyway, yung questions mo sa Unionbank, masasagot na siguro dito sa page na ito Getting paid, under sa Paypal at oDesk withdrawal method.

  10. aicee
    March 9th, 2009 at 6:48 pm #

    nakuha ko na oDesk card ko.. wee.. nagkaron pa ng problem.. pero naayos na din.. kanina nakapag-wthdraw na rin ako.. sarap hawakan unang sweldo.. wee..! thanks..

    ate gem.. post ako dito minsan, paturo ako kung paano yung sa paypal ha..? heheh.. thank you po..:) wee!

  11. star
    March 10th, 2009 at 1:55 am #

    ganu ba talaga katagal bago dumating yung card? when you said, “after more than a month” mga one month and a half?
    mine was approved mga jan.28 tapos wala pa din…

  12. Gem
    March 18th, 2009 at 11:00 pm #

    If I remember it right mga ganun ata katagal ang paghihintay ko. Anyway, I hope nakuha mo na…

  13. Rose
    April 18th, 2009 at 10:54 am #

    I registered with plimus and got the payoneer card for free. Can i use it to verify my paypal for it. Thanks

  14. omar
    August 16th, 2009 at 12:00 am #

    ano mas sulit? odesk mastercard o paypal?

  15. areej
    September 12th, 2009 at 9:13 pm #

    ^pareho kami ng question..hehe tsaka pag nakuha ko na ung odesk card ko, paturo ulit ha? thanks, very useful talaga site mo..

  16. areej
    September 12th, 2009 at 9:20 pm #

    tsaka tanung ko na rin kung anu yung id number na hinihingi pag nagapply ng odesk card.. ang available valid ko for now is the school id lang..

  17. Gem
    September 23rd, 2009 at 7:05 pm #

  18. Gem
    September 23rd, 2009 at 7:07 pm #

    Marami na ang write ups about Payoneer – I hope my articles are already helpful: please visit this link >>> http://www.theladyprogrammer.com/one-stop-odesk-corner/

  19. alwin
    October 19th, 2009 at 3:54 pm #

    Came across your site through the oDesk forum. I’m a newbie and had the chance to be interviewed once. Unfortunately I never got contacted again, but I’m seeing that the post is still open. Sorry, off topic.

    Anyway, like the others, I have been waiting for my oDesk card. Just recently, payoneer has been sending me an automated message noting that my card has not yet been activated. I have several questions on the debit card.

    First, when you received the card, did you have to go to the central post office to claim it? or was it handed to you by the postman in an envelope? Last week, I received a slip from the postman with a note to proceed to a particular window# at the QC Central Post Office. I have a feeling that’s my oDesk card already. But I was expecting that the card will be delivered to me in person. Going to the central post office is a hassle. :(

    Second, am I really expected to activate the card immediately? From my understanding, the account should be funded because there’s an activation fee. I don’t have a job from oDesk yet, so I can’t have it funded. Will I still be able to activate my card months later? Or will be required to apply for a new card if I don’t activate the soon to be received card?

    I guess that’s about it for now. I’m all confused with all these. Thanks in advance!

  20. Mich
    November 18th, 2009 at 11:47 pm #

    Hey alwin! I’m not hired yet on oDesk either but my oDesk Payoneer MasterCard is already with me now. I received the card’s approval after 6 days of confirming it. Then I received it more than 6 days after. Mister post man brought it at our gate, literally. Only I wasn’t the one who received but it arrived earlier than I expected. Then after a week I activated it on Payoneer website, no charges whatsoever. Now I’m looking forward to verifying my PayPal account with this card but the process will include some charges. I guess that’s where the spending will start. Yeah the activation fee also confuses me and it’s scary.

  21. Alwin
    November 19th, 2009 at 12:19 am #

    Thanks for the reply Mich. I have decided to deactivate my payoneer account. After successfully verifying my Smart Money account with PayPal, I linked PayPal with my oDesk account. All I need now is to get hired. :)

  22. aie
    January 5th, 2010 at 12:03 pm #

    hai where can i find my payoneer pin? whats the default pin?

  23. Gem
    January 7th, 2010 at 8:44 pm #

    I got my PIN number through email, then changed the PIN in my account at Payoneer’s website.

  24. Jeniffer
    January 18th, 2010 at 11:22 pm #

    Can I ask? i have this limexchange payoneer card, i already activate this 1 year ago. The problem is Im n0t using this since the day it was send to me,because I already gave up bidding in limexchange. Now I want to used this for pers0nal use, since the expirati0n date will be on 12/10 pa naman, so how can I reload this here in the philippines? And what bank? Its not working in bpi atm machine. How will I know that this is still working and n0t yet expired? I want to load this,because I want to get this verified with paypal instead of magpa sign up pa aq sa eon uni0n bank.. Is that possible? Pls. I need some advice fr0m you thanks.

  25. hana
    January 22nd, 2010 at 8:42 am #

    lady programmer, how to send money from paypal to payoneer? they are talking about the US virtual account. how to avail of that? please give me step by step guide on how to send money from paypal to payoneer. thanks

  26. Gem
    January 22nd, 2010 at 10:48 am #

    As soon as I got time, I’ll try to come up with a tutorial for that (I have a handful of blogs to update plus freelance jobs to work on). I realized I mentioned a post that Paypal to Payoneer transfers is already possible but I didn’t wrote a tutorial for that yet. Thanks for telling me.

  27. arju
    August 7th, 2010 at 3:10 am #

    hi Gem,
    would u pls tell me about the documents needed 4 verification of payoneer debit card and other verification procedure. whether my odesk user-id and payoneer account name should be the same? I think, sending a card from US needs lot of courier or transporting charge. So how can I get it without any money in my odesk account.

    I know u r too busy, but I humbly request u to help me out once and for all, please.

    Thankyou very much in advance

  28. fergei
    September 23rd, 2010 at 9:24 am #

    hi lady,is it free when getting an odesk card?i tried to get one but i am confused whether its free or not.please i need you reply so i can get one,and so i can link this card to my pp account.thanks!:-)

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