Chances are, you got into this post because you need a Unionbank EON card to verify your Paypal.
If you have a Payoneer card already, you can use it to verify your Paypal account in a faster way.
However, if you need two cards verified with a Paypal account, or you simply do not have a Payoneer card, then you have to start the trek to the long wait right away.
Here are the steps:
- I enrolled in a Unionbank EON account online. I waited for around two weeks because the bank encountered some problems. I had expected getting the card within a week after registration.
- When the card finally came, I went to the bank to claim it. I shelled out P850 for the account – P350 for the annual card fee and P500 for the deposit. I had to put in some money because Paypal requires some cash for the Paypal Expanded Use (EXPUSE). Paypal deducts $1.95 for this.
- I had to wait for another day to activate the card with an ATM.
- Once activated, I have to enroll in their internet banking. I waited two days to get it activated.
- I logged in my Paypal and linked this card within the site.
- I got into my Unionbank EON account and saw the $1.95 deduction – in Pesos.
- I have to wait for another 3 days for the EXPUSE number.
- When I got the EXPUSE number, I was able to confirm my card. I finally had a Verified Paypal account!
A verified Paypal account is needed to withdraw Paypal funds to any Philippine bank account. Unverified accounts do not have this capability.












Hi, How can I get a free card from payoneer ?
my ym id : koobrade
ty.
June 13, 2008 at 10:57 pm
You have to be a provider in oDesk before you get to have your card.
June 14, 2008 at 5:25 pm
hello question po ulit.. hehe.. pag mag-a-apply ba ng Eon card.. di na ba kailangan na may savings account ka sa unionbank..? okay na ba na dumiretso na sa pag-aapply ng eon account? magkano lahat magagastos..? pwede ba ako mag-apply ng EON card online..? salamat po.. sorry dame tanong.. thanks ate gem..
March 2, 2009 at 5:33 am
ayan. last monday pumunta na ako unionbank.. and nakapag-open na ako ng account.. wee!.. sabi bumalik daw ako after 2 weeks…
March 4, 2009 at 11:33 am
Hello Gem and hello to all your followers,
Thanks for your prompt response to my mail. Anyway, I just applied for a payoneer card. Do you know how long it takes for Payoneer to approve the card? Also, I’m planning to apply for EON but unfortunately they don’t have online applications anymore. If I go to the bank, how long does it take for me to receive the card? Thanks!
April 8, 2009 at 10:01 pm
Hello. Meron akong paypal and I work on odesk too pero di ko pa naveverify yung paypal ko.. Tanung ko lang kung pwede ko iwithdraw yung money to my own bank account using the Eon card o kelangan magopen pa ako ng account sa kanila? I have a BPI account kasi tsaka may charge din ba yun?
I also didn’t know that there had to be a deposit of 500. Ng naginquire ako sa kanila ang sinabi lang nilang babayaran ko 350 for the card.
Thanks
June 27, 2009 at 12:25 pm
Yes, you need to open a new bank account with Unionbank. Get an EON account with them. To clarify, the P350 required by Unionbank is just for the card, so they are right about that. What the bank did not tell you is that kailangan mo magdeposit ng pang verify ng Paypal which is worth $1.95 (around P200 lang, not the P500 as I had stated in the post). If you don’t deposit the amount, you cannot verify your Paypal (mag-e-error).
Hindi pwede ang BPI cards to verify your Paypal account. However, some credit cards also work well in verifying Paypal.
July 19, 2009 at 11:29 pm
Hi gem, i already have the money in my paypal account and just recently applied the Eon Card, means that it would take 1-2 weeks to wait for my card to come.
Now my question is, is it possible to transfer the money to a unionbank account, which my father owns the account and NOT an EON Card Account(it was actually his GSIS account then he would like to lend it for me for a while) and would like to use his account to withdraw the money. I really can’t wait 1-2 weeks since i really needed the money. Will it be ok? i hope you know this kind matter. tnx
September 10, 2009 at 1:23 am
No, your Paypal account name should match the name of your bank account. You just really need a bank account in your name for that.
September 23, 2009 at 7:16 pm
Hi Gem ano po gagawin ko dito dahil marami akong bumali balik pag link sa eon card ko ito ang sinabi sa paypal. This card has been disabledfor use on paypal. you cann add a diferent card. If you want still like to use this card fax a copy of your card statement shoeing the 4 digit code and a copy of your drivers license or other photo id. you must use this form for your fax cover sheet. Not using the fax cover when you submitting your documents could result in a processing delay. yan po ang nakalagay ano po gagawin ko..
January 29, 2011 at 9:17 am
Hey gem, but I thought the Payoneer card could not be used for Paypal verification, how come your reply to Anonymous seem to indicate that it could? I work with GAF too, but I think you have to pay some money to have the card sent to you.
August 29, 2009 at 8:39 pm
In oDesk, getting Payoneer card is entirely free (we don’t pay for upgraded membership to get a Payoneer card), but the initial payment of the card comes with the activation.
GAF (and other freelance sites) have a different system/way of doing things – such as paid membership to get a Payoneer card.
September 23, 2009 at 7:13 pm
I don’t know if this would help pero kung may epassporte account kayo pwede din pang verify sa paypal. I have verified my paypal using my epassporte and had been withdrawing funds from paypal using my epassporte debit card. Question ko lang Gem, di ba pwede i withdraw funds from paypal using the Unionbank EON debit card? Kasi it seems parang pang verify lang ang gamit based from what I’ve read so far, baka naman pwede ring i withdraw funds from paypal to your EON debit card, can you please shed some light on this? Thanks
September 29, 2009 at 6:05 pm
Yes, I had been withdrawing funds from Paypal to Unionbank.
October 14, 2009 at 9:16 pm
So it’s really important to have some bucks sa eon before mag verify? haaay haba pala ng process
October 14, 2009 at 12:00 pm
Actually mas okay pa ito kaysa claiming earnings through US dollar checks from online sites – which takes 45 days to clear and needs to be deposited to a dollar account. That’s just a small inconvenience compared to the ones who tried to earn online long time ago.
October 14, 2009 at 9:01 pm
Hi, I am currently experiencing that on paypal and I am waiting on my EON account and its going 2 weeks now, the problem is on Oct 24 my fund will be returned because Paypal has a 30 day limit. Question, can I use other’s credit/debit card just to confirm my account on paypal? I really have to get my money. I linked it on my Metrobank savings acount.
October 16, 2009 at 10:30 am
Just another info about Eon card:
1. Your Eon card is also a savings account which you can use to withdraw from Paypal.
2. Deposit not less than 200 Pesos if u want to get verified on Paypal then call UB customer service for the EXPUSE after you link your card.
3. You can use eon to purchase online or even engage any online business. You can checkout Global Infinity Income site for such opportunity.
Thank you and have a great day.
October 16, 2009 at 3:05 pm
Hi im sorry if na answer na eto im really confuse with this pay pal thing, anyways im new with odesk just wanna ask, what do i need, order for me to apply in pay pal? do i need to have a credit card first? and in signing up in pay pal which one do i choose? personal , premiere or business? as ive understood sa post mo kasi ate gem I first need to have an union bank eon account right? and when i get my card thats the time i can apply for pay pal right? correct me if im wrong ha hehehe.. kasi when u apply sa pay they ask you for a certain credit card number and some 3 digits as well so im guessing you need to have that union bank eon card first before you can apply sa pay pal? thanks whoever is able to answer my questions. More power.
October 25, 2009 at 7:34 am
Most of your questions are answered on this page.
October 25, 2009 at 9:56 pm
Hi Gem,
I went to Unionbank yesterday to open an EON account. And it’s true you have to wait for 2 weeks to claim the card. And according to you it will take at least 6 days for your account to get verified. And another 4 days to withdraw your money.My problem is, I have already money waiting to be withdrawn from my paypal account.It was transferred yesterday, November 03,2009. My question is how many days does Paypal allow to withdraw your money from your account?
November 4, 2009 at 7:44 am
one more, how to get free MasterCard debit card for verify or verification paypal without Payoneer Mastercard. visit walkweb.blogspot.com
November 11, 2009 at 5:05 am
Hi Gem! I’ve been reading your posts regarding PayPal verifications and they’re really helpful. Thanks so much!
I already have my own Payoneer MasterCard ‘cuz I’ve signed up for oDesk. But my prob is, it doesn’t have any funds in it yet. So I’m looking for other possible ways to verify my PayPal account.
Anyways, I have a simple question about this post. You said you opened an E-ON account online? How did you do it? Can you please give me a link? I’ve been looking for a link for opening one in UB website, but I couldn’t seem to find. I may be blind, lol. Sorry ’bout this. But I hope you’ll help me. Thanks a lot in advance! More power!
November 18, 2009 at 8:14 pm
hayzz,,,sa akin mjo narelieve na ako using Eon account tho dpa ako ngwithdrawn ksi wla pa akong EXPUSE…in my case, it only took one week when i got my card…taz mdli nlng ang pglink pro dpt mgdeposit ka muna..kainis UB ksi they wont tell u specifically na gnito dpt gwin pti pgchange ng PIN ang gulo….so better get an Eon account
November 20, 2009 at 6:17 pm
Ahh. Nakalagay kasi doon sa UB website na optional lang ang pagdeposit. They’re instructions are kinda messy. So you gotta figure out the next steps on your own. Kinda hassle. Anyways, thanks jhaz!
November 20, 2009 at 7:21 pm
Hi Gem,
I keep n reading your blog and thank you very much, it was very helpful…
One thing that bother my mind…Is it necessary to deposit money to UB even if we have enough money in Paypal…Hindi ba pwede na dun nalang sa paypal account kunin yung $1.95 as EXPUSE…
e verify ko na sana yung paypal ko kaso denied yung result…is this because hindi ako nag deposit sa UB…?
Hope to hear from u…
Sincerely
Riza
November 20, 2009 at 9:34 pm
Yes, kailangan ng deposit just to cover $1.95 charges, kahit na may laman ang Paypal mo. Remember that EXPUSE is a security measure done by Paypal to verify that you are legit.
December 5, 2009 at 10:49 pm
Hi Gem,
Thank you so much for your reply. I made it already and got my money na from paypal and now it was totally verified.
Best Regards,
Riza
December 6, 2009 at 6:21 pm
hi..tanong ko lng what do you mean by “Unlike what I’ve experienced, the process is easier – the Paypal EXPUSE is now provided within your online internet facility.”
what is this “internet facility”? are u refering to EON online account? the ones you get to enrol after getting ur eon card?
thanks
December 9, 2009 at 9:44 pm
Hello, ako ulit..
tanung ko lang: Is it possible to add funds using the EON card? Gusto ko kasi lagyan ng laman ang paypal.. If not, is it true na pwede pa rin gamitin ang paypal kahit zero balance at idededuct na lang sa EON card yung money? Thanks.
December 28, 2009 at 12:12 pm
Hello! I have a few questions. I read this post pero I just skimmed through the comments so I’m not sure if these are asked already. I’m only 16, can I apply for the EON card already? Does paypal accept underage credit cards (for lack of a better word :p) Also, I only really need paypal to buy some things online (because I’m pretty sure my parents won’t allow me to use their CCs)so if ever I get an EON card will I be able to shop online with it (is it a CC)? Thanks!
January 5, 2010 at 4:28 pm
Hay Salamat Sa Diyos Dinala Niya ako d2 sa Blogs Website mo Ate Gem, Ang tagal ko ng naghahanap ng ganitong blogs kc may Paypal Account ako at medyo naka ipon na rin kya lang dko alam kung pano ma withdraw kc dpa nave verify ang Account ko.
Nasagot nito lahat ng tanong ko about Paypal.
Kya lang problema d2 pa ako sa Middle East. OFW kc ako, Kaya sa pag uwi ko pa pala jan sa Pinas makaka pag apply ng UnionBank EON Card.
Nasagot na lahat ng tanong ko pero pwede magtatanong pa rin ako, he he he. Pwede ba akong mag apply ng online EON Card? Or Misis ko sa jan sa Pinas ang mag apply ng EON para sa akin? Pwede ba yon? ha ha ha
Salamat ulit. More Power, Good Day, God Bless
January 15, 2010 at 2:51 am
No, they disabled online application na. You have to go directly to the bank to open an account.
January 15, 2010 at 12:34 pm
Ouch, sayang naman…but thanks anyways ate Gem…Now I understand everything about Paypal…Good Day, God Bless…
January 15, 2010 at 3:21 pm
Hello Gem,
I have an account in oDesk, and I already got my Payoneer Mastercard(it takes 1 month). I decided to verify my Paypal Account using EON, it’s because EON is much cheaper to use rather than Payoneer. My teammates in oDesk use EON Card too, because they can’t afford Payoneer.
Can you share a thought about this? I know using Payoneer is faster but expensive. Which do payment method do you prefer, Payoneer or EON.
Regards,
Rey(from Philippines)
January 19, 2010 at 3:28 pm
Hi Gem!nbasa ko lahat ng blogs m,cn u help me w/ my problem regarding e0n card,kakukuha q lng ng e0n card q khap0n,then nalink ko naman sya,my problem is pg bneverified q sya,nageerror.ngdeposit naman aq ng 100 tska ung 350pesos for the annual fee.and ab0ut dun sa expulse,where cn i get that?kelangan ko pb pumunta ulet sa ub?
August 19, 2010 at 2:00 am
Payoneer offer a free card yes. But too bad you can’t load a fund privately. In my case im iiving in a place kung saan walang branch ng Union Bank. I have my payoneer card. I told my bf to send me fund using his credit card. Yes it loaded i wait for about 2 days then i got a messg. telling i can’t load fund privately unless i have a payment from odesk. That sucks! I really dont have time to go to the other place just to verify my paypal account.
I thought paypal allows user to load fund either personal or not as long as you can afford to load a fund. But i was wrong . Useless padin kahit me payoneer ka. Ako $20 na nilagay ko peo hindi inaprove. Badep talaga. Ang arte ng payoneer hayst.
November 28, 2010 at 8:56 pm
I have a BPI account but apparently I need an EON card from Union Bank in order to be a verified paypal user. I have 2 questions:
1) Do I have to replace my BPI account with the EON card?
2. If ever I just need the EON card for linking, where will my money go if I withdraw from Paypal: in my BPI account or in the EON card?
January 9, 2011 at 1:55 pm
# I got into my Unionbank EON account and saw the $1.95 deduction – in Pesos.
# I have to wait for another 3 days for the EXPUSE number.
I have a question where do I find the statement when using the online bank?
February 23, 2011 at 8:40 pm
Hi.
i just wanted to know, how do you access and get the personal EXPUSE number from paypal? is it from email?
March 12, 2011 at 8:12 am
hi there.
This is ryan paypal varified ako using smartmoney atm mastercard naka withdraw ako ng 13k using my smartmoney nag wait lang ako ng 1-4 days pero 2 days lang na withdraw ko na ang money galing sa paypal ko.share ko lang po kasi tested na eto i hope naka help ako sa inyo for screen shots plz pm me.at Yahoo:murro.ryan Skype: ryan_d.murro
Transaction details
Withdraw Funds to a Bank Account (Unique Transaction ID # 7JV07369W66127211)
Total amount:
-P13,026.00 PHP
Fee amount:
P0.00 PHP
Net amount:
-P13,026.00 PHP
Date:
Mar 5, 2011
Time:
09:18:32 GMT+08:00
Status:
Completed
Subject:
Bank Account
Transfer to:
BANCO DE ORO (Confirmed) x-5110
March 12, 2011 at 9:09 am
Hi Ma’am Gem, ask ko lang po nagamit ko na po yung EON card ko before if i’m not mistaken 2008/2009 un and my expiration nang card ko is 2012 pa. Ok pa po kaya yung card ko kahit hindi ko cya nagamit nang ilang years? Please let me know. Salamat!:)
June 5, 2011 at 5:08 am
hello, pano malalaman kung activated na ung eon cyberacocunt? nagregister ako 4 days ako at di pako makalog-in. may isesend ba na e-mail? di ko rin kasi maalala kung kinailanga ko maglahgay ng email address dun sa account ko eh… sana mactivate na to bukas kasi nabawasan na ng paypal ung account ko… EXPUSE no. nlang kelangan ko to get verified.
August 13, 2011 at 2:45 am
hi GEM! i hope u can shed light on this matter re Paypal and EON. Please?
naverify ko na paypal acct ko using my sis in law’s CREDIT CARD. pero nag expire na accdg to paypal… DO i need to verify again?
if i want to add my EON to Paypal as credit card… DENIED by the issuing bank ung sagot ng paypal. i just deposited 500 buck yesterday para na rin sa verification or ung annual fee. kasi ever since di ko pa nagamit ung eon eh di ko maalala kung kelan sila mag charge.
tuwing kelan nga ba annual fee for EON?
connected kaya ung ginawa a day before the deposit na nag try ako to add EON as a CREDIT card sa paypal pero ang sabi its a debit card …?
hope ur not too busy to answer this.
thanks a lot in advance.
September 24, 2011 at 11:00 am
hi gem, ask ko lng bakit hindi mg-appear ng balance s EON card ko, i withdrew my funds from odesk to EON card.almost 5 days n pero wla p rin.
September 26, 2011 at 12:32 pm
ask ko lang if pde qoh ba i ling yung eon qoh sa paypal u.s account? anu ung routing number? please help. thanks.
January 19, 2012 at 5:40 pm
how do you open up an eon card online? pls help me.
thank you.
February 3, 2012 at 3:53 pm