UPDATED: February 17, 2009
I’ve found out a quicker way to verify Paypal account without using a Unionbank EON card. If you happen to own a Payoneer card then you might want to verify your account using this card because the entire process only took me less than five minutes to complete. The Paypal expanded use (EXPUSE) number, which is used to change the status of Paypal accounts from “unverified” to “verified”, is reflected immediately in my online account at Payoneer’s website.
Using a Unionbank EON card to verify Paypal has a lot of disadvantages. A person had to wait for a few days up to more than a week before calling up the bank’s customer service for the EXPUSE number. Calling up the bank’s customer service is often difficult: a Unionbank customer often needs to call up several times to get through a customer service representative. The only option that the customer could find out the EXPUSE number is to make several attempts to reach the customer service to follow up the request.
Remember, you can opt to maintain an unverified Paypal account to receive payments. However, if you need to withdraw the funds to a Philippine bank account then Paypal verification is always needed.
Before doing the procedure, you need $1.95 or more in your Payoneer account for the verification process. That amount will be refunded back to your Paypal account. If you need to know how to load funds into your Payoneer account, then read this post on ways on how to load funds into a Payoneer card.
I’ve outlined the step-by-step procedure that I had followed:
- Login to Paypal. Create a Paypal account if you do not have one yet.
- Make sure My Account tab is active; if not, click on that tab.
- Under the heading My Account Overview, click the link that says Unverified just beside the Status.
- This will enable you to enter a card and verify it. Take your Payoneer card and enter all the card details that are asked on the screen. Guide instructions are provided on the screen.
- Login to your Payoneer account and get the Paypal EXPUSE (expanded use) number that is shown in your list of transactions (View Transactions). It is a four-digit number within your transaction history that looks like PP *nnnn Expuse where nnnn is the four-digit number assigned by Paypal. (click the image below for a closer look)
- Return to Paypal by logging in again. Enter the given four-digit number in the transaction statement to your Paypal account by logging in again to your account, under Link and Confirm Card. If this is successful then your status should change to Verified. (click the image below for a closer look)
If you still do not have a Paypal account, simply click on the banner below for a FREE account!
Hi, this post has been very helpful to me. Thanks =)
May 25, 2008 at 5:42 pm
can i use my payoneer card to verfy my paypal account then use my metrobank as a bank account to withdraw funds?
what is expanded use? is it using just 1 card for verification and as a bank account?
September 16, 2008 at 7:05 am
Hi dyann!
IT is actually easier and faster to use the Payoneer card for Paypal verification. Paypal issues expanded use number when you have to verify your Paypal account.
Then you can use Metrobank to withdraw your funds. According to them receiving incoming EFT transfers is free.
This resource may help you: One-stop oDesk Corner. I’ll have to add this one to each of the posts later.
September 16, 2008 at 7:23 am
i got payoneer card na nd galing sa odesk…so pwd ko prin b i link yung payoneer card ko kht ndi sa knla gling?tnx
January 17, 2011 at 4:27 pm
hey thanks! this one is helpful
September 24, 2008 at 3:34 pm
pano po loadan ang payoneer card?
aside from odesk withdrawals?
November 17, 2008 at 8:34 pm
@dyann
Payoneer is made for oDesk, but I had successfully connected this to other sites like ReviewMe. Payoneer is also trying to make Paypal withdrawals possible – I am one among who are trying its beta service.
November 19, 2008 at 7:22 am
Hi i linked my payoneer (odesk card) to paypal pero hindi sya pwedeng gamitin for withdrawal kasi mastercard, VISA lang ata ang pwede to use for withdrawing your funds. pero pwede mo sya i-link kung gagamitin mo ung payoneer mo to purchase online, pero pag withdrawal, hindi po pwede…tama po ba ako?
January 23, 2009 at 4:50 am
Hi kristina. May program ang Payoneer ngayon, yung virtual bank account, para pwedeng i-withdraw ang Paypal funds to Payoneer cards. For now hindi pa ito open sa public. Pilot program pa lang ito at selected pa lang ang gumagamit nito.
Napili ako mag-participate kaya naiblog ko ang experience na ito. Mababasa mo sa mga post na ito ang tungkol sa Payoneer virtual bank account:
Delving into the Payoneer Virtual Bank Account
Coming Soon to Payoneer Card Holders: Payoneer Virtual Bank Account
January 23, 2009 at 10:02 pm
Alam ko pede ka mag apply but you have to pay, i tatry ko sana, kaso mag babayad ng 99$, that time walang paypal funds kaya dko natuloy.
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February 18, 2009 at 1:29 am
Di mo kailangan ng huge amount to verify Paypal – $99 is way too much. Anyway I got the post updated above.
February 18, 2009 at 2:33 pm
I’m referring to payoneer beta tester. meron bayad nung nag email ako sa kanila last year. Pero sa iba libre, nasabi lang ng kakilala ko sa DP na libre sya
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February 18, 2009 at 6:52 pm
I cannot link my debit card to paypal because it doesn’t have credits. how can i load credits to my debit card here in the Philippines?
February 17, 2009 at 4:13 pm
Can i register or use Paypal for Odesk if i dont have any credit cards?
March 8, 2009 at 12:33 pm
Are you an oDesk buyer or a provider? You can withdraw money from oDesk to Paypal if you are an oDesk provider.
March 19, 2009 at 12:44 am
Hi ate gem.. ahm.. pag ginamit ko po ba ang payoneer ko sa paypal.. pag nagwithdraw ako through paypal, sa payoneer card ko po ba yun marereceive..? thanks..
March 9, 2009 at 7:10 pm
Verification process lang ito – para ma-verify ang Paypal account gamit ang Payoneer card. Once na verified na ang Paypal mo, pwede mo i-withdraw ito sa Unionbank o iba pang bank account sa Pilipinas.
Yung withdrawal from Paypal to Payoneer card, hindi pa available sa lahat ng may hawak ng Payoneer card.
March 18, 2009 at 11:11 pm
what you mean na once n verified na ang paypal pwde na ma withdraw it sa UB? pano ma withdraw? over the counter or still need the EON card?
January 17, 2011 at 4:23 pm
Thanks for the info. I was going to get my paypal verified without any balance in my payoneer card. I am going to get some balance in my account first.
Thanks again
March 18, 2009 at 11:30 pm
Hi again Gem! I’m reading this post over and over again. I just don’t know why.
Ahh maybe because of the amount of funds in the card is confusing me. In here you said $1.95 is necessary before proceeding for the verification process. But I’m now on Payoneer’s Pricing & Fees page, and it says there:
“Card activation – outside U.S. | $9.95 | Per card | One time – when card is first loaded”
Since your post dated back 2008 and it’s 2009 now, did they change the amount or it’s always been like that? Or I’m getting the info wrong? I’m confuzzled with the fees and I’m kinda afraid loading $9.95 into my Payoneer just for the verification of my PayPal account. I hope you’ll enlighten me with this. Thanks a lot again!
PS. Oh and the “how to load funds into Payoneer card” link is broken. Idk if it’s just me or maybe ‘cuz of my browser (I’m using Goggle Chrome btw and it’s been giving me errors these days). Anyways I found a link on “how to load funds with Western Union” link from “My Account” page in their website.
Alright that’s all Gem. Thanks so much again! Hope you’ll enlighten me soon. Thanks again!
November 18, 2009 at 11:29 pm
Oh yeah I forgot about the “under maintenance notice” Gem. Sorry about that.
November 18, 2009 at 11:49 pm
I have just gotten my Payoneer card from the mail. However, I have 2 problems. First, I am wondering how to fund it to be able to use it to verify my Paypal account.
Secondly, if I link it to Paypal, that is, use to verify my account in Paypal, how am I going to withdraw my funds to a Philippine bank. I don’t want to get an EON card and I do not have any credit cards.
If I can have Payoneer successfully verify my Paypal address, can I then just withdraw Paypal funds to my local bank account, say BPI ATM card?
December 11, 2009 at 5:33 pm
Theze poztz are by far the bezt anzwerz to my queztioningz…
Other poztz in other blogzitez juzt leavez me a lot more confuzed…
And right now the only problem I have iz:
“I think I’ll be having the zame queztionz/inquiriez/concernz like Judith’z above thiz comment of mine…”
I juzt received a fund from the wizhlizt promotion of paypal in facebook and waz given only 30 dayz to claim it or elze it would be gone for zure…and i do not want that to happen…
My paypal account iz not yet verified…
I think I’ll be trying Payoneer…
I do have a BPI ATM Card az well…and plan on uzing thiz to wthdraw fundz too.
I hope you could enlighten me az well…Tenkz poh!!!
January 27, 2010 at 11:41 am
First thing, you simply need a Paypal account (not Payoneer) to claim your wishlist – here’s this the link to sign up with a Paypal account: http://www.theladyprogrammer.com/paypal/
Then you need a Unionbank EON card to get your Paypal verified and eventually claim it: How to Verify Philippines Paypal Account Using Unionbank EON
January 27, 2010 at 10:32 pm
I already received and activated my Payoneer debit card that I received by joining ODesk. I tried to verify my paypal account with it but i keep on getting this error. This credit card has been denied by the bank that issued your credit card. Any suggestions?
January 27, 2010 at 11:46 am
First thing, are there funds loaded in your Payoneer card that’s enough to cover $1.95 verification charge? You usually get that error when there are no funds loaded in it. If there are ENOUGH funds and you still get the error, try to ask assistance from Payoneer support.
January 27, 2010 at 10:25 pm
I cant even get to step 5. Everytime I tried to get verified by filling the card information to the “Link card to get Verified” in Paypal, I get this message appear :
“This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.”
SO I’m stuck here. What should I do ??Help!!
August 6, 2010 at 2:33 pm
it’s either the card doesn’t support online transactions, or insufficient funds…
September 21, 2010 at 10:20 am
Hi Gem, just wanted to express my thanks for this very informative article. Verified my paypal account in a matter of minutes
October 29, 2010 at 11:26 am
really?how did you do that?what did you use? a EON or a payoneer card?
January 17, 2011 at 4:15 pm
hi…I’m a new user of paypal but a friend told me that i can only withdraw money using Union Bank EON card… so i did apply for one and i will get it tomorrow…but when i read post here I’m just wondering why you said here payoneer card can be use to paypal? but i email payoneer i ask them if i can link my card with this paypal and they emailed me back telling me unless i have a virtual bank account..which is i dont know whats that…and i read here it takes long to withdraw funds from paypal not like payoneer is a bit easier…gem can you help me,what is best to use a EON card or a Payoneer card?..thank you!
January 17, 2011 at 4:13 pm
Thank you so much for this article. One question though. How much do you get charged if you withdraw through paypal then payoneer? I know that paypal charges $1 but will payoneer also charge upon withdrawal?
May 4, 2011 at 1:33 pm
hi gem. i already have my payoneer card, i also have ,y paypal account verified, i am recieveing funds from a certain site to my payoneer account, can i transfer my payoneer funds to my paypal account and then withdraw it using my local bank account? i only have bdo bank account, do i still ned to open a union bank account? please do enlighten me. mahal kasi mag withdraw using my payoneer card, sobrang laki ng kalas over 5% cla.
ty ty ty
May 21, 2011 at 11:15 am
Hello, i am having a problem please some one help me when ever i click get verify they ask me to add bank information,………….. i do not know why i want to verigy it with my payoneer card but it does not give me any option to use payoneer card i think they do not verify it from payoneer card please help me some one or tell me if i am doing something wrong… my email is (email removed)
thanks lovee
October 11, 2011 at 11:33 am