Verifying Paypal Using VCC
I often see VCCs or virtual credit cards being sold usually at the forums to verify one’s paypal account. Many could attest that using these cards are effective, but I learn from Selaplana’s post that VCCs are not recommended. As he says it:
You can buy VCC from VCC providers for only $20 to $60. It’s just virtual (not physical credit card) but its functions are similar to credit card. This kind of credit card expires in a short period of time from 24 hours to 6 months. So, if you’ll use this, make sure to buy a VCC that expires at least in 2 months.
However, I don’t recommend it. There’s a problem with it especially if Paypal will request copies of your credit documents. You couldn’t provide one if you’re simply using the VCC.
Seriously, problems with Paypal happens too often (I get lots of emails on how to lift of Paypal limits, which requires a user to fax personal documents, so there must be a lot of people who encounter trouble with their own accounts) so this further proves that VCCs are not recommended.
katz
November 1st, 2009 at 12:48 am #
Yes, I guess it’s best to use real cards.
I have a mastercard and an unverified paypal account. About twice, I have tried to verify my card and Paypal said I was charged but saw nothing on my latest statement. That is my only issue with my bank (not really Paypal) right now.
DiTesco
November 1st, 2009 at 5:30 am #
Thanks for the heads up. I have a friend who signed up for a PayPal account and is still awaiting for verification. He asked me if I knew anything about VCC and if they were reliable or not. Never did get to answer him back since I did not have any experience at all with this kind of CC. Guess now I can just point him to your post:) Good one, thanks
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ikogsakanding
November 2nd, 2009 at 8:56 am #
thanks for sharing this info……
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reyjr
November 2nd, 2009 at 9:05 am #
Thanks for this. I just recently opened a paypal account, so now problems yet with limits. (Zero balance. lol.) But this will be useful for in the future.
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Gem
November 3rd, 2009 at 3:49 pm #
You’re welcome.
.. I hope your limited paypal accounts gets to be resolved soon.
Gem
November 3rd, 2009 at 3:51 pm #
Thanks a lot. I had the same questions too… and I really had a bad feeling about VCCs right at the start – and that feeling somehow turned out right.
Gem
November 3rd, 2009 at 3:52 pm #
I hope there are more ATM/debit cards that Paypal could accept for just the simple step of verifying it. People had been getting money out from Paypal for so many years and banks aren’t that fast enough to cope up with this demand.
katz
November 4th, 2009 at 12:46 am #
Yeah… that is my prob now because I want to do a small theme shop as a sideline and my paypal is not verified. Plus I have a client who retired from her work in London and wrote 3 novels. She receives pension through Allied bank but has no credit card. Looking at her lifestyle, she doesn’t even need a credit card so I was wondering from our discussion a while ago if debit cards were accepted by Paypal just so she could transfer funds.
Alex
December 9th, 2009 at 6:26 am #
The real card always better, because second thing after you’ve verified your PayPal it’s how i can get money from there)))))
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KC
September 29th, 2010 at 1:37 am #
An average VCC costs about $5 – $15 depending on the seller. I know it’s not really recommended but my experience with it was okay. I bought one for $5 (2 years ago) and it lasted me 2 years. So far I’ve never encountered any problems with it. It’s still better (and recommended) to use an actual card but I guess if you need to verify your Paypal account asap, then VCC is a good option.
KC
September 29th, 2010 at 1:39 am #
After verifying using a VCC, add your local bank account, then withdraw the funds there. That’s what I did.
JP
October 17th, 2010 at 5:22 pm #
Guys, I think you need to read this article about the dangers of using VCC’s:
http://ezinearticles.com/?Virtual-Credit-Cards-Are-Useless-for-PayPal-Account-Verification&id=5175327