I decided to write a new tutorial on how to link Paypal to Unionbank EON account to replace the old tutorial I’ve written previously. I noticed that the process of verification with EON accounts is now a bit easier and simpler than the one I’ve experienced.
Below is the summary of steps:
- Unionbank does NOT need any minimum balance requirements. However, one must pay P350 to open up a bank account and the accompanying Unionbank EON card. That amount represents the annual fee of the card, which always due every year. If you fail to pay P350 on the following year, then the card is automatically deactivated.
- Take note of the information written on the Unionbank EON card. The 16-digit number in groups of 4 at the front of the card is always referred to as the card number. The smaller number below your name is the bank account number. The bank account number IS THE ONE TO USE for verifying Paypal account.
- You need the following:
- EON card and bank account number
- valid email address
- valid phone number
- valid postal mailing address which should be the same as the address indicated in your Unionbank EON card
- at least $1.95 converted in Peso deposited in the EON account – this is around P200 in exchange rate at this time. That amount shall be taken away by Paypal for verification. (Note that $1.95 is returned back into one’s Paypal account after a successful verification).
- Sign up for Paypal, choose Philippines then click the preferred account. Usually, a Personal Paypal account is enough. Make sure to use the same details that you had used with your Unionbank EON account. (If you want to know the difference between Personal, Premium or Business Paypal account, then read this previous post: Signing up with Paypal, which account is suitable?
- Confirm your email address by clicking the link in the verification email that came from Paypal. You will need to enter your Paypal password to complete this step.
- Go back to the Paypal page, and just below the welcome line with your name click on the Get Verified link.
- Login to your Unionbank EON banking and search on the transaction history for the VISA Expanded USE charge. Remember the 4 digits that appear after the word VISA.
- Switch back to the Paypal page and enter those 4 digits into link and confirm your debit or credit card.
How to Activate “Withdraw to Bank Account” Feature
I always get to pay less fees and get those Paypal funds early using withdraw to bank account option. Please read my previous post: Withdrawing Paypal Funds: Should I Choose “Withdraw to Bank” or “Withdraw to Card”?
- Login to Paypal account.
- Click Withdraw tab, then click Withdraw to your bank account.
- Fill in the information required. Although the video demonstrated how to add a Unionbank bank account, ANY OTHER PHILIPPINE BANK ACCOUNTS that are assigned Philippine bank codes by Paypal can be used: participating Philippine banks and their bank codes









Puwede po kaya yung BDO Visa ATM card instead of EON card? Wala po kasing Unionbank dito sa amin.
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January 29, 2010 at 3:35 pm
At this time you can’t use other ATM/debit cards to verify Paypal. Only Unionbank EON card and a few credit cards (I don’t which) work with Paypal verification.
February 1, 2010 at 7:10 pm
Can I link my EON debit card without confirming my bank?
or
The bank must be first confirmed before I can link my EON debit card?
I already have more than Php200 initial deposit on my EON debit card.
Paypal sent already 2 small deposits on my bank last Feb 5, 2010 and today is Feb. 10 already. My Eon transaction history until now have not shown any history regarding the paypal deposit. grrr!
I always get denied error by the issuing bank when I try to link my debit card.
February 10, 2010 at 8:51 pm
The process of verification does not involve any confirmation of a bank account. The Paypal verification process is to confirm that you are a LEGIT individual.
I hope all the details you’ve placed on your Paypal account are correct. It helps to check your Paypal details several times (not only do a double check). You can’t use other bank accounts or use false names.
If this is still a problem, I think the best thing to do is to contact EON for that concern.
February 11, 2010 at 6:19 am
Hi there,
mommy, ask ko lang.. under the union guide, may ganitong nakalagay:
“Personal Accounts – You can only accept payments monthly and up to 5 credit or debit card payments annually with your Personal account.” ano bang meaning niyan? that you can only withdraw your money via eon ONCE in a month lang? Thanks
July 30, 2010 at 5:48 pm
Hi… Ma’am how many days will it take before your EXPUSE number will appear on you EON online account?
September 13, 2010 at 6:25 pm
nag apply ako eon bank union, kaso di ko pa nakukuha mag 1month na, pede ko pa ba kunin yun?wala bang expiration yun, umuwi kz ako ng province eh
September 28, 2010 at 1:34 am
Hi Ma’am,
I would just like to make sure… If I deposit in my EON- Union Bank account, may I use that amount in shopping online through paypal? Is it the same amount that will appear as my balance in my paypal account?
Thank you.
October 9, 2010 at 9:44 am
andaming ways para magwithdraw. nalilito na ko kng alin gagamitin ko. apply ng paypal tpos apply s union bank tpos pwede din smart money. okaya apply ng debit card. angdaming pwedeng applyan. nalilito na tlga ako. angdaming card. haha!
Pero ng-order n ko debit card, kaso prang mas okay paypal. naicip ko lang kc baka matagal din dumating yung card ng paypal at union bank. Hassle ba mag-apply?
. ung debit card kasi ang tagal tagal tagal kong hinintay
.
October 14, 2010 at 11:22 am
@ron it take only a min for me to get the 4digits number in mah EON account.. it took only a week actually following those steps..
mah EON is now officially verified on paypal.
October 19, 2010 at 10:43 pm
sure chenz? how did u do it dear?
January 22, 2011 at 7:33 pm
can you help me on ways how to get the 4digit EON number? takes time for me
February 28, 2011 at 7:01 pm
It’s kinda complicated! I wish there was an easier way to verify paypal accounts.
Thanks for the information.
November 7, 2010 at 10:42 am
hi po, okey lang po ba na makawidthraw to eon if di pa ako dumaan sa process nung maglalagay nung EXPUSE number? thank u po
November 18, 2010 at 4:26 pm
ask ko lang po bkit ayaw pa rin ako mverify i insert my eon number already at paypal but, first attempt ko accepted pa sya then nung second ndi na, i deposit 200 pesos on my eon, first attemp ko nga nbawasan 100, then they paypl ask me about the 4 digit i entered a wrong pin, akala ko un na ung pin n pnadala ng paypl, but not. san ko po mkukuha expuse?? pls answer tnx….
November 26, 2010 at 6:32 am
hi there..yes im very much confused bout this i have already paypal acct. but i it says there that i have to learn how to move the limitation and i didnt open yet my union bank online
January 5, 2011 at 8:26 pm
hello po, gusto ko po sana mag tanong? hmm kasi po yung card ko ehh hindi mabukas dun sa eon login? kahit tama naman yung userid ko. and hindi ko rin po sya ma register sa paypal kasi po nag “unabled” na siya. error dw po kasi ,kasi ilang beses ako ng enter ng invalid na 4-digit code . Hindi ko kasi alam na matatagpuan pala yun sa unionbank website.
ano po ang dapat kong gawin.
please po really need help.
thank po.
eto po email ko please reply po kayo
(email withheld)
January 14, 2011 at 3:08 pm
hi,
I’m new to this paypal thing. when sending an invoice, what do you think should i place on the CURRENCY BOX? If i put in US DOLLARS, does that mean I’ll receive my payment in US money?
January 16, 2011 at 11:15 pm
yes you are right .. i tried using my bdo atm kabayan to be verified sa paypal account ko .. it did not work.. … hirap.. one week na ko try and surf fr things to do to vefiry and turn my virtual money into real cash to spend.. hay..
January 27, 2011 at 1:38 pm
hi! tnx so much for this article. i was able to verify my paypal account using this article. Im currently waiting for the transfer of my money from paypal to my bank account.
February 7, 2011 at 8:35 pm
Hello mam.. Bakit po yung eon card/credit card denied by paypal? :’C
February 28, 2011 at 12:28 pm
wew, finally.. My paypal account just verified ^^.. I jus want to ask how can i transfer money from my eon account to my paypal? thanks!
February 28, 2011 at 1:28 pm
Hi! On the “link a card to get verified” page on the Paypal site, i can’t seem to find an option to enter Unionbank EON details. the only card type options are Visa, Mastercard, and American Express.
help please
March 1, 2011 at 12:23 pm
the best talaga ang EON Card! very helpful talaga on doing online shopping.
March 2, 2011 at 7:51 pm
Hi there,
I have this error when linking my eon debit card to my paypal account:
“This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.”
What seems to be the problem? Anyone can help?
March 2, 2011 at 9:39 pm
Hello everyone. I have a problem regarding on how to confirm my EON card, After i successfully linked or add the card on my paypal, then it will go to the next page on which you have to confirm the card. But when i clicked the submit button, it will say, “We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
What could be the reason behind this? i have successfully enrolled my card on the EON cyber account and it was already activated. How could this happening to my card?
Please help me. Thank you so much!
Your reply will be a big help to me.
Salamat po!
March 8, 2011 at 9:47 pm
hi, i can’t verify my 4digit paypal to my EON debit card because i can’t log-in unto UnionBank’s debitcard website. My username and password are not working unto EON’s login debitcard website, is it true that i have to wait for 48hours (2days) for me to check details on my 4digit paypal code? that after 2 working days i can now log-in unto EON’s Debitcard webpage?
April 10, 2011 at 4:42 pm
Hi! ^_^ I have been thinking about opening an account with paypal, kelangan ko bang mag-open muna ng EON bago ako makaOpen ng paypal account?
April 28, 2011 at 2:14 pm
actually, you can use your BDO debit card to your paypal. I am using it
May 19, 2011 at 6:28 pm
Hi, nagwithdraw po ako ng money q sa paypal to my eon bank (i used withdraw to my bank account), kaso ang nailagay q na number ay ang card number instead of using the account number. I got confused kasi sa 16 digits na label so akala ko iyong card number ang ilagay. I made the transaction last May 18, 2011 and today is May 26, 2011 so it is now 7 working days since i withdraw the money. Ang tanong ko lang po kung kailan ba maibabalik ang pera ko sa paypal kasi alam kong ire-reject ng bank ang paypal transfer request money? please answer po.. salamat
May 26, 2011 at 1:25 pm
this is great! help me a lot with my paypal account.
June 20, 2011 at 9:32 am
help nyo naman aq pano gamitin ang paypal.pag may nag send nang money panu mu maku yan..
July 12, 2011 at 6:52 am
anu gagawin q para may paypal account aq.,
July 12, 2011 at 6:58 am
hi ask ko lang sana if different po ung original payment ko na P350 sa P200 na kailangan na pangverify ng PayPal. thanks po.
August 9, 2011 at 11:22 pm
Pano ko po ma verify ung paypal eon card ko. Ano po ang mga proseso at gano din katagal. Nalilito na talaga ako, may EON card na po ako and it took me a week to get this card. P350 binayad ko. Kailangan ko pa ba magdeposit sa EON para ma verify? May ATM Savings me in Metro Bank, can i use this card for some verification? Please be advised nalilito na po ako, and it takes 2 weeks more for me to go mag one month na po. Email me at [email protected]
August 10, 2011 at 1:40 am
Hi paano kung ang name sa card at sa paypal ay hindi pareho tapos i-link ko ang dalawa? Ano ba mangyayari? Salamat..
September 2, 2011 at 5:10 am
on my EON card the 4 digit code does not exist on transaction history. and according to that video I will use the 4 digit code to enter the paypal code.what should I do?
September 26, 2011 at 1:41 pm
until now I can not verified my paypal acount, when I click “get verified” and fill up the information. there’s always an error “That card number is already assigned to another PayPal account.” what should I do Gem? PLEASE HELP ME.
September 26, 2011 at 7:32 pm
Can I get a EON card from Union bank? and link it to my existing paypal account?.. Please help.. Thanks Mail me
(email removed)
October 1, 2011 at 4:18 pm
bakit po ganto sinabe ng widraw ko
An electronic funds transfer from your PayPal account to your bank account was rejected today for this reason:
Invalid Bank Account Information
Our system was not able to process the transaction with the bank information listed on your account. You should contact your bank regarding the bank account information required for electronic funds transfers. If you still need assistance, you may email us through our secure server at (site link removed)
December 5, 2011 at 9:57 am
Hello I tried to link my eon card but it always says error and has a problem with the bank issuer.. what should i do? my card is very new and just activated its online banking service yesterday. but paypal cannot accept my eon debit visa card. pls help
December 15, 2011 at 2:54 pm
eto po ung lumabas “Card Number: You have entered an invalid or partial credit or debit card number. Please check your entry and try again.” invalid dw po ung bank account number
December 24, 2011 at 3:22 pm
wala pa laman ung eoncard ko eh ^_^ baka gnun un reasong why invalid
December 24, 2011 at 3:24 pm
I just got back from UnionBank. Pero monday ko pa ma aactivate yung EON Card ko. Great post by the way! Very helpful!
January 13, 2012 at 3:47 pm
Hi, I recently linked my Eon Card to my PayPal, however, my account is still under limited use. Any idea on how I can lift this restriction?
February 1, 2012 at 6:26 pm