Not all ATM/debit cards in the Philippines work with Paypal. There are some credit cards that work for verification, but I have not successfully identified which credit cards that work. But for those who do not own any credit card, then the Unionbank EON card is the only card that can work well for Paypal verification.

Many new Unionbank EON card users are not able to successfully continue with the verification process in Paypal. Even if they got the new card at hand and activated, Paypal would still return the message that it cannot verify the card. This could be frustrating, because it is not really so easy to wait for the Unionbank EON card then finding out that it would not work with Paypal verification.

I think this has something to do with a minor bug on Unionbank EON debit card. The card has to contain any transaction history, even just for one entry before it can be used for Paypal verification. One way to create transaction history is to deposit funds over-the-counter.

Paypal takes away a verification fee of $1.95 from the Unionbank EON bank account, so put in funds that will cover more than this fee in Pesos. If successful this verification fee goes into the Paypal account after a few weeks. If the Paypal verification does not work successfully then the amount deducted by Paypal will be returned in full to your Unionbank EON bank account.

Sign up for PayPal and start accepting credit card payments instantly.

Remember that the Unionbank EON debit card is simply needed for verifying Paypal so that funds can be withdrawn to any Philippine bank account by electronic funds transfer.

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